Driver calling for help after a car accident

Insurance repairs

Insurance Claims Made Clear

Had an accident? We’ll help you understand the assessment, quotation and repair process, so you know what to expect at each step.

Accident scene reflected in a car side mirror

After an accident

Your Claim, Step by Step

An accident is stressful enough. Once your claim is registered with your insurer, we can help with the assessment and the quotation your insurer needs.

Every insurer and policy is different, so always confirm your cover, excess and repairer options with your insurer first. We’ll explain the repair side clearly.

  • We can prepare the quotation for your insurer or assessor
  • We explain the damage and repair plan in plain language
  • We keep you updated once the repair is authorised
  • Final quality check before you collect

The usual process

How an Insurance Repair Works

The exact steps depend on your insurer, but most claims follow this pattern.

  1. 01

    Register the claim

    Report the accident to your insurer and get a claim number.

  2. 02

    Assessment

    Bring the car in, or send photos first, so we can assess the damage.

  3. 03

    Quotation

    We prepare the repair quotation for your insurer or assessor.

  4. 04

    Authorisation

    Your insurer reviews and authorises the repair.

  5. 05

    Repair

    We repair, prepare and paint your car, keeping you updated.

  6. 06

    Collection

    Pay any excess due under your policy and collect your car.

Have these ready

What to Have On Hand

Claim number

The reference number your insurer gives you when you report the claim.

Policy details

Your insurer’s name and your policy number.

Photos of the damage

Clear photos from a few angles, plus close-ups.

Accident report

Your police accident report (AR) number, if one was required.

Technician polishing a repaired panel
Your choiceInsurance or private

Not claiming?

Private Repairs Welcome

For smaller damage, many drivers choose to pay privately rather than claim. We’re happy to quote either way.

Send us photos and we’ll give you a first idea of the repair, so you can decide whether claiming makes sense for you.

Straight answers

Insurance Questions

Do I have to use my insurer’s panel beater?

Speak to your insurer about your policy and repairer options. We can help you understand the assessment and quotation process.

Can you send a quote to my insurer?

Yes. Once your claim is registered, we can prepare the quotation your insurer or assessor needs.

Who pays the excess?

Your excess is set by your insurance policy and is normally paid by you. Check the amount with your insurer.

Can I choose where my car is repaired?

This depends on your policy. Ask your insurer what options you have for choosing a repairer.

Free, no-obligation quote

Damaged Car? Let’s Get It Looking Right Again.

Send clear photos of the damage on WhatsApp, or call us to arrange an assessment at the workshop.

20 Hadju Ebrahim Crescent, Athlone/Rylands, Cape Town
Mon–Fri, 08:00–17:00

Creative Auto Worx technician finishing a repaired panel